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Monday, September 53:06 PM


ok, i honestly think that everyone should at least have some form of life protection coverage and savings plans.
but there's some ppl out there who thinks that 'what for? no use want la.'
it's superrrr typical and probably commoners just don't understand the importance.
but when it's from close friends or family, it gets totally irritating.

i believe everyone should definitely work within your budget.
nv let these protection plan and savings plan burden you, once it becomes a burden, i personally think it's too much.
really, even the poor man on earth should get some basic coverage.
just by getting an accident plan which only cost like $13, is that a lot???
for people who smokes, your packets of cigarette cost more than that already!
stop complaining it's useless.
cause touch your heart and tell me, when something happen, who will give you the money should you not have basic coverage?

there's so many plans out there, so many kinds of coverage nowadays.
you have the life plan, savings plan, investment plan, critical illness, early disability, hospitalization... blah blah blah...
i have to honestly say, i'm not sufficiently covered yet at the moment,
but at least i have my basic covered.
and yes though $13 accident plan per month, is like throwing the money into the drain but it's for protection !!!
i won't want to have something happened and then regret not throwing the $13 into the drain initially!

ok, you might not know what i am trying to express because it's just not easy to put into words.
it's for your good but you are giving excuses to denying a coverage for yourself.

often i see kids buying plans for the parents, to cover them but they themselves don't even get covered, seriously what's the point?
because you think that your parents are older and more likely to have unfortunate things happened (true enough ya, higher probability for them ), but what? you are young and means NOTHING can happen to you?? because god dotes the young and don't let anything bad happen to you? bullshit.

same goes to parents who buys a lot of plans for the kids and not sufficient coverage for themselves.
it's good you get them started. but who's the income generator? parents are the ones!
parents should firstly get adequate cover before even overloading the kids with coverage and savings.

gosh.....
i'm just ranting for the fact that there's someone who is close to me, just don't get the idea of all these :(
sadly.